The lowest cost Merchant Accounts around!

Perpetual Payments Merchant Account Services' Low Fees Merchant Account Services; the industry experts that are on YOUR side...

"Compare our prices to the rest! If you find cheaper, let us know and we will match or better your current pricing!"

It's easy to start taking card payments with our help - we've kept fees to a minimum, no up-front deposits, no minimum monthly volumes and no additional bank processing fees.

Fees & Charges

Accept Credit Card Payments with our Merchant Account from just 2.49%!

We (unlike most Banks and PSPs) also understand that different Merchants have different needs. We’ll help you avoid “cookie cutter” solutions where you are forced to adjust to the mould created by people in ivory towers!

Whether you are a general internet or mail-order Merchant or you belong to the high-risk sector (Adult, gambling, Travel, Airlines, terminated by a previous Processor and others), we are here for you.

Our Commitments to You:

• Honest, timely correspondence regarding the issues that concern YOU.
• nutrality and independence.
• Free Virtual Terminal
• Low Transaction charges and Discount rates
• No transaction or account limits
• Configurable branded payment pages
• If you apply for a Merchant Account with us for you we will open one within 24 hours and you will have a 99% probability of being accepted.

Please use our site to improve your understanding of Consumer-not-present payment processing and remember that if you decide you need a Processor with the same approach as us that we will be happy to open one for you.

The Cheap Merchant Account ¦ Low Cost Merchant Account ¦ Low Fees Merchant Accounts we open are guaranteed* to:

• Reduce your Merchant Service Charge (MSC)/ Discount Rate
• Enable you to be paid faster
• Eradicate any up-front Security your current Processor may require
• Reduce or irradicate any rolling reserve your current Processor may require
• Provide Chargeback Reduction Assistance

If you are wondering whether we can deliver...We can guarantee* acceptance even if you fall within one of the following groups:

• a new business looking for a "start-up friendly" Credit Card Bank or processor, or;
• a Merchant with high Chargeback rates
• a previously terminated Merchant
• a Merchants selling "higher risk" products/services

If you would like to apply for a Merchant Account please go to the Merchant Application Form page. This is where you can begin the journey towards a more open, secure and personalised processing relationship designed around YOU.

*Processing will almost always be via a "household name" Bank/Processor.

About our Cheap Merchant Accounts / Low Cost Merchant Accounts / Low Fees Merchant Accounts

Let us help you to accept payment from your customers...We are able to open all types of Cheap Merchant Accounts / Low Cost Merchant Accounts / Low Fees Merchant Accounts. If you require a Cheap Merchant Account / Low Cost Merchant Account / Low Fees Merchant Account to Accept Credit Cards, Accept Debit Cards, Accept e-Check or Accept ACH then apply today!

...and we will open the most suitable and cheapest Merchant Account for you as a matter of urgency so that you may Process Credit Cards, Process Debit Cards, Process e-Check or Process ACH (as applicable). All of the Cheap Merchant Account ¦ Low Cost Merchant Account ¦ Low Fees Merchant Accounts we open come with an Internet Terminal / Virtual Terminal and re-billing / recurring billing / repeat billing at NO ADDITIONAL COST. All of our Card Cheap Merchant Account ¦ Low Cost Merchant Account ¦ Low Fees Merchant Accounts accept all major credit cards (subject to the location of the merchant) including Visa, Mastercard, Maestro, Visa Debit, Solo etc

We can also support MasterCard SecureCode and Verified by Visa as well as Address verification Service ( AVS ) and CVV. Our Processing banks are all secure and fully PCI compliant. They also have state-of-the-art fraud reduction systems / anti-fraud systems.

Even if you are in one of the following categories:

• TMF merchant / MATCH Merchant / NMAS Merchant
• Bad credit merchant
• Previously terminated merchant

we have a "Terminated Cheap Merchant Account / Low Cost Merchant Account / Low Fees Merchant Account" and can help you!